Buying A Home?

Buying a home is an exciting time in one's life. It can also be a very time-consuming and costly one if you're not familiar with all aspects of the process, and don't have all the best information and resources at hand. Hiring THE RIGHT BUYER'S AGENT is the first step!

The reason so many people  CHOOSE ME  to buy a home from is because I look at homes every day. I know the inventory, so I won't be showing you homes that won't fit your needs. After all, do you want to work with an agent that knows the inventory, knows what areas offer great schools, shopping, etc., or someone that just waits for a buyer to call and then takes them out and shows them houses they haven't seen before and hope the house will fit your needs?

I also make a point to know available loan programs so that in the end not only do you have the BEST HOUSE but you have the BEST LOAN available!  I also know the right people so that I can make sure that you have the BEST inspectors, lenders, and other industry professionals that you will need. I will walk you through every step of the process and answer every question you will have!  Most people  CHOOSE ME  because of my dedication to them as a buyer. You do want someone dedicated to your needs, don't you? My specialty is representing Buyers and it is indeed my passion!

There's a lot that goes into the successful purchase of a home. That's why, as YOUR BUYER'S AGENT all I do is WORK FOR YOU! And the great thing is that my work as your Buyers Agent is paid for by the home seller. If you are looking to purchase a For Sale By Owner, call me first! In most cases they will pay the Broker's fee...and if not...BUYER BEWARE!

 If you're like most people, buying a home is the biggest investment you will ever make. So whether you're buying a starter home, your dream home or an investment property, you definitely need to take advantage of my experience as a local market expert to make the most informed decisions you can, every step of the way? I'll be alongside to educate, consult, negotiate and celebrate!

Buyer representation is CRUCIAL in buying a house.
It is your RIGHT! It is your PROTECTION! And its already paid for!

As Your Agent, I Will:

• Assure that you are aware of all properties on the market that meet your criteria.
• Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
• Negotiate for you so that you don't pay too much for your new home and help you avoid costly mistakes.
• Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
• Put all the pieces together for an exciting, stress-free home buying experience! Let's get started!

By visiting the Dream Finder page I can assist you in getting started locating your new home! Or visit the Search the MLS page to begin the search for your new home on your own. This area allows you to search all the current listings in the areas you are interested in. It also allows you to save your searches and to be put on "auto-notify" so that when new listings come up that meet your criteria you will automatically be emailed.

Before You Start Looking For Your New Home:

• Check your credit rating. Straighten out any errors before its too late. (CALL SYDNEY for help with this!)
• Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
• Get pre-qualified. CALL SYDNEY to get started!
• CHOOSE SYDNEY as your Buyer's Agent.
• Determine what neighborhood best matches your needs.
• Identify important features you need your new home to have.

Closing Costs to Expect:

• Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.  These fees can be negotiated and PAID BY THE SELLER.
• Third-party fees include charges for insurance, title search, and other inspections such as termites. These fees can be negotiated and PAID BY THE SELLER.
• Government fees include deed recording and state & local mortgage taxes. These fees can be negotiated and PAID BY THE SELLER.
• Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance. These fees can be negotiated and PAID BY THE SELLER.
• Down Payment - This is the Buyers' responsibility.  Some programs such as the VA, USDA (Rural Housing) and THDA loans do not require a downpayment. Call Sydney for more information!